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Lumber Underwriters of New York v. Rife, 237 U.S. 605 (1915)
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General SummaryThis case is from a collection containing the full text of over 16,000 Supreme Court cases from 1793 to the present. The body of Supreme Court decisions are, effectively, the final interpretation of the Constitution. Only an amendment to the Constitution can permanently overturn an interpretation and this has happened only four times in American history.
Lumber Underwriters of New York v. Rife, 237 U.S. 605 (1915)
Lumber Underwriters of New York v. Rife No. 279 Argued May 13, 1915 Decided June 1, 1915 237 U.S. 605
CERTIORARI TO THE CIRCUIT COURT OF APPEALS
FOR THE SIXTH CIRCUIT
Syllabus
If the insured can prove that he made a different contract from that expressed in the policy, he may have it reformed in equity, but he may not take the policy without reading it, and then, in a suit at law upon it, ask to have it enforced otherwise than according to its terms.
A policy of insurance is a document complete in itself, and the fact that there is an endorsement stating that it is a renewal of a prior existing policy which had a provision for renewal therein has no bearing on the express terms of the instrument.
A provision in a policy of insurance prescribing an express condition cannot be varied by parol evidence to the effect that the insurer knew that the condition was being violated and had been violated during the existence of a prior policy of which the existing policy purported to be a renewal.
204 F. 32 reversed.
The facts, which involve the construction of a policy of insurance and the right to vary the terms thereof by parol evidence, are stated in the opinion.
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Chicago:
U.S. Supreme Court, "Syllabus," Lumber Underwriters of New York v. Rife, 237 U.S. 605 (1915) in 237 U.S. 605 237 U.S. 608. Original Sources, accessed August 30, 2025, http://www.originalsources.com/Document.aspx?DocID=S52KCZU7QJC242H.
MLA:
U.S. Supreme Court. "Syllabus." Lumber Underwriters of New York v. Rife, 237 U.S. 605 (1915), in 237 U.S. 605, page 237 U.S. 608. Original Sources. 30 Aug. 2025. http://www.originalsources.com/Document.aspx?DocID=S52KCZU7QJC242H.
Harvard:
U.S. Supreme Court, 'Syllabus' in Lumber Underwriters of New York v. Rife, 237 U.S. 605 (1915). cited in 1915, 237 U.S. 605, pp.237 U.S. 608. Original Sources, retrieved 30 August 2025, from http://www.originalsources.com/Document.aspx?DocID=S52KCZU7QJC242H.
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